# Emaal Virtual Accounts API - [Emaal Virtual Accounts API](https://vas-partner-api-docs.finpaytech.co/index.md): Collect Payments Into Virtual Accounts via M-Pesa, PesaLink, and RTGS - [Authentication](https://vas-partner-api-docs.finpaytech.co/authentication.md): Login, Refresh, and Bearer Access Tokens for Merchant Integrators - [Virtual Accounts](https://vas-partner-api-docs.finpaytech.co/guides/virtual-accounts.md): List, Fetch, and Provision Collection Account Numbers - [Customers and Subscribers](https://vas-partner-api-docs.finpaytech.co/guides/customers-and-subscribers.md): Register Payers and Issue Recurring Subscriber Virtual Accounts - [Invoice VA](https://vas-partner-api-docs.finpaytech.co/guides/invoices.md): Create a Bill and a One-Time Invoice Virtual Account - [How Payers Pay](https://vas-partner-api-docs.finpaytech.co/guides/how-payers-pay.md): M-Pesa, PesaLink, and RTGS Instructions for a Virtual Account - [Payments](https://vas-partner-api-docs.finpaytech.co/guides/payments.md): List and Fetch Inbound Credits on Your Virtual Accounts - [Webhooks](https://vas-partner-api-docs.finpaytech.co/guides/webhooks.md): Receive Payment Paid Events on Your HTTPS Endpoint - [API Reference](https://vas-partner-api-docs.finpaytech.co/api-reference.md): Merchant Virtual Account Endpoints